It is a section of U.S. law that allows individuals to redeem otherwise taxable Federal Reserve Notes for lawful money, which is non-taxable. This was part of the original federal reserve act & has been on our law books for well over 100 years.

The truth is, the wealthy and elite in this country have been using strategies like the 12-411 process for generations. However, they’ve done an excellent job of keeping the public misinformed about how it works. By allowing everyday Americans to be confused by the complexity of offshore trusts, foreign bank accounts, or secretive accounts in places like Dubai or Switzerland, they’ve convinced the general public that tax exemption is something only the ultra-wealthy can achieve. This confusion isn’t accidental, it’s intentional. The 12-411 process is actually simple and legal, but it’s hidden in plain sight. If a wealthy person were to explain it in casual conversation, it might sound far-fetched to the average person because our education system has trained Americans to dismiss what’s been right in front of them all along. For the wealthy, it’s easier—and more beneficial—to stay quiet about these strategies and let the public remain uninformed. Teaching everyday Americans about these processes would disrupt the system they’ve benefited from for so long. Unlike the wealthy elite, we at Wealth Guaranteed are committed to educating and empowering everyday people to use these same tools to gain financial freedom and achieve tax exemption. We’ve made it our mission to bring these legal, proven strategies to everyone, not just the privileged few.

When President Franklin D. Roosevelt confiscated all the gold in 1933 through Executive Order 6102, the federal government needed a remedy to counterbalance this massive action. As a result, Title 12 was expanded to include language from Section 16.1 of the original Federal Reserve Act, which states that Federal Reserve Notes may be redeemed for lawful money upon demand. This law was essentially a trade-off: the government seized the nation’s gold, and in return, provided a legal mechanism for individuals to convert their taxable Federal Reserve Notes into non-taxable lawful money. However, since so few people understand or exercise this right, the system overwhelmingly benefits the government and the Federal Reserve. They got to confiscate gold from the American people, while retaining control of the monetary system, and only a small fraction of people use the remedy provided to opt out of income taxes. The government has no incentive to change 12 USC 411 because the law works perfectly for their interests. The ultra-wealthy and those who understand the law take full advantage of it, while 99% of everyday Americans remain unaware and continue to voluntarily comply with income tax regulations. Changing the law would only draw attention to it, which would disrupt this arrangement. The responsibility falls on individuals to understand and apply the law. If you fail to use 12 USC 411 to declare your income as non-taxable, the blame rests on you, not the government. Since most Americans never apply this remedy, there’s no reason for the government to alter or repeal the law—it’s already serving their purposes effectively.

We take a very intentional approach to how we connect with clients. For the last six years, about 85% of our clients have come to us through word-of-mouth referrals—friends, family members, or co-workers who have successfully completed the process and want to share their experience. We don’t rely on paid advertising or mass marketing campaigns because we prioritize controlling our client volume and maintaining the highest level of personalized support. By focusing on referrals, we’re able to work one-on-one with our clients, treat each of them like family and give them the specialized care and attention required to fully understand and become successful with our process. By keeping our operations focused and personal, we ensure we’re always available to guide and support our clients every step of the way. Our primary goal is to maintain our 100% success rate and make sure your journey is as smooth and successful as possible.